Nippon India Mutual FundNippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Growth Option
Equity Scheme - Sectoral/ ThematicDirect planGrowthInception —
NAV vs Benchmark
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | -0.23% | 14.03% | 14.28% | 14.38% | 13.67% |
| Benchmark | -0.51% | 13.25% | 12.00% | 6.55% | 88.66% |
| Excess | 0.28% | 0.78% | 2.28% | 7.83% | -74.98% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark returns are derived from the scheme's mandated TRI index.
Expense Ratio (TER)
Direct
1.16%
Regular
1.96%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
C
57/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹2,79,876
Regular plan
₹2,60,319
Fee drag · Direct, 10y
₹30,709
Direct keeps more than Regular
₹19,557
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.