Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Banking and Financial Services Fund - Direct - Growth Option

Equity Scheme - Sectoral/ ThematicDirect planGrowthInception —

NAV vs Benchmark

Trailing Returns

Series	1Y	3Y	5Y	10Y	SI
Scheme	1.18%	15.37%	12.61%	13.05%	11.73%
Benchmark	-0.51%	13.25%	12.00%	6.55%	88.66%
Excess	1.69%	2.12%	0.60%	6.50%	-76.93%

Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark returns are derived from the scheme's mandated TRI index.

Expense Ratio (TER)

Direct

0.80%

Regular

2.47%

Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.

YieldIQ Fund Score

51/ 100

Rule-based composite of returns, risk, cost, and tenure.

Fee impact calculator

What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.

Investment (₹)YearsAssumed return %Direct TER %Regular TER %

No fees

₹3,10,585

Direct plan

₹2,89,100

Regular plan

₹2,48,503

Fee drag · Direct, 10y

₹21,485

Direct keeps more than Regular

₹40,597

Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.