Bank of India Mutual FundBANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth
Equity Scheme - Sectoral/ ThematicDirect planGrowthInception —
NAV vs Benchmark
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | 14.55% | 25.26% | 22.04% | 19.81% | 17.53% |
| Benchmark | -0.51% | 13.25% | 12.00% | 6.55% | 88.66% |
| Excess | 15.06% | 12.01% | 10.04% | 13.25% | -71.13% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark returns are derived from the scheme's mandated TRI index.
Expense Ratio (TER)
Direct
1.21%
Regular
2.81%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
B
68/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹2,78,616
Regular plan
₹2,40,895
Fee drag · Direct, 10y
₹31,969
Direct keeps more than Regular
₹37,720
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.