Bank of India Mutual FundBANK OF INDIA Short Term Income Fund-Direct Plan- Growth
Debt Scheme - Short Duration FundDirect planGrowthInception —
NAV vs Benchmark
Benchmark TRI series is not available for this scheme yet.
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | 5.22% | 7.53% | 10.65% | 5.96% | 6.86% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark comparison is coming soon.
Expense Ratio (TER)
Direct
0.61%
Regular
1.26%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
C
58/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹2,94,078
Regular plan
₹2,77,361
Fee drag · Direct, 10y
₹16,507
Direct keeps more than Regular
₹16,717
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.