SBI Mutual FundSBI SAVINGS FUND - DIRECT PLAN - GROWTH
Debt Scheme - Money Market FundDirect planGrowthInception —
NAV vs Benchmark
Benchmark TRI series is not available for this scheme yet.
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | 5.97% | 7.26% | 6.44% | 6.84% | 7.48% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark comparison is coming soon.
Expense Ratio (TER)
Direct
0.26%
Regular
0.65%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
C
63/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹3,03,450
Regular plan
₹2,93,023
Fee drag · Direct, 10y
₹7,135
Direct keeps more than Regular
₹10,426
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.