LIC Mutual FundLIC MF ELSS Tax Saver-Direct Plan-Growth
Equity Scheme - ELSSDirect planGrowthInception —
NAV vs Benchmark
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | -6.31% | 10.98% | 11.22% | 12.91% | 13.40% |
| Benchmark | -11.05% | 9.20% | 9.66% | 5.40% | 69.25% |
| Excess | 4.74% | 1.78% | 1.55% | 7.50% | -55.85% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark returns are derived from the scheme's mandated TRI index.
Expense Ratio (TER)
Direct
1.05%
Regular
2.21%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
D
48/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹2,82,666
Regular plan
₹2,54,465
Fee drag · Direct, 10y
₹27,919
Direct keeps more than Regular
₹28,201
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.