JM Financial Mutual FundJM ELSS Tax Saver Fund (Direct) - Growth Option
Equity Scheme - ELSSDirect planGrowthInception —
NAV vs Benchmark
Trailing Returns
| Series | 1Y | 3Y | 5Y | 10Y | SI |
|---|---|---|---|---|---|
| Scheme | 3.02% | 16.86% | 15.14% | 16.78% | 16.43% |
| Benchmark | -11.05% | 9.20% | 9.66% | 5.40% | 69.25% |
| Excess | 14.06% | 7.66% | 5.48% | 11.38% | -52.82% |
Trailing returns are annualized (CAGR) for 3Y / 5Y / 10Y and absolute for 1Y. SI is total return since the first available NAV. Benchmark returns are derived from the scheme's mandated TRI index.
Expense Ratio (TER)
Direct
1.09%
Regular
2.43%
Direct plans have a lower expense ratio because no distributor commission is paid. Regular plans are sold through intermediaries who provide advice.
YieldIQ Fund Score
C
64/ 100
Rule-based composite of returns, risk, cost, and tenure.
Fee impact calculator
What the expense ratio costs over time, and the Direct-vs-Regular plan gap. Pre-filled with this scheme's expense ratios — adjust any input.
No fees
₹3,10,585
Direct plan
₹2,81,648
Regular plan
₹2,49,412
Fee drag · Direct, 10y
₹28,937
Direct keeps more than Regular
₹32,237
Illustrative only — assumes a constant 12% gross return and the expense ratios above held flat; actual returns and fees vary. Direct plans carry no distributor commission. Not advice.