DuPont Decomposition

Why does AARVI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.0% = 2.0% × 2.37 × 1.70

Latest: FY2025

Profitability

Net Margin

2.0%

4.3% →2.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.37x

1.90x →2.37x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.70x

1.57x →1.70x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 4.7 pp over 4 years. Driven by net margin declining (4.3% → 2.0%), asset turnover improving (1.90x → 2.37x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.3%1.901.5712.7%
FY20230Cr0Cr3.4%2.711.4713.4%
FY20240Cr0Cr2.8%2.341.479.7%
FY20250Cr0Cr2.0%2.371.708.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.