DuPont Decomposition

Why does AAVAS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.2% = 28.9% × 0.11 × 4.27

Latest: FY2025

Profitability

Net Margin

28.9%

26.7% →28.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.11x

0.12x →0.11x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.27x

4.10x →4.27x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~13%. Driven by net margin improving (26.7% → 28.9%). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr26.7%0.124.1013.1%
FY20240Cr0Cr24.3%0.124.3813.0%
FY20250Cr0Cr28.9%0.114.2713.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.