DuPont Decomposition

Why does ABCAPITAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.3% = 7.7% × 0.15 × 8.63

Latest: FY2025

Profitability

Net Margin

7.7%

70.0% →7.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.15x

0.01x →0.15x

Revenue per ₹ of assets

Leverage

Equity Multiplier

8.63x

1.02x →8.63x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 9.5 pp over 3 years. Driven by net margin declining (70.0% → 7.7%), asset turnover improving (0.01x → 0.15x), leverage rising (1.02x → 8.63x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr70.0%0.011.020.8%
FY20240Cr0Cr11.8%0.058.104.5%
FY20250Cr0Cr7.7%0.158.6310.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.