DuPont Decomposition

Why does ABCAPITAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.9% = 8.6% × 0.13 × 9.74

Latest: FY2026

Profitability

Net Margin

8.6%

6.7% →8.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.13x

0.18x →0.13x

Revenue per ₹ of assets

Leverage

Equity Multiplier

9.74x

9.11x →9.74x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~11%. Driven by net margin improving (6.7% → 8.6%), leverage rising (9.11x → 9.74x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.7%0.189.1111.0%
FY20230Cr0Cr16.8%0.168.9023.6%
FY20240Cr0Cr8.2%0.188.6512.4%
FY20250Cr0Cr8.5%0.149.1811.0%
FY20260Cr0Cr8.6%0.139.7410.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ABCAPITAL DuPont Analysis — ROE 10.9% | YieldIQ