DuPont Decomposition

Why does ABLBL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.1% = 2.0% × 0.96 × 6.17

Latest: FY2026

Profitability

Net Margin

2.0%

2.0% →2.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.96x

0.96x →0.96x

Revenue per ₹ of assets

Leverage

Equity Multiplier

6.17x

6.17x →6.17x

Assets funded by equity vs debt

Historical Decomposition

Last 1 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20260Cr0Cr2.0%0.966.1712.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ABLBL DuPont Analysis — ROE 12.1% | YieldIQ