DuPont Decomposition

Why does ACI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.7% = 15.6% × 0.43 × 1.28

Latest: FY2025

Profitability

Net Margin

15.6%

16.7% →15.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.43x

0.74x →0.43x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.28x

5.84x →1.28x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 63.1 pp over 4 years. Driven by net margin declining (16.7% → 15.6%), asset turnover declining (0.74x → 0.43x), leverage falling (5.84x → 1.28x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr16.7%0.745.8471.8%
FY20230Cr0Cr35.7%0.221.239.5%
FY20240Cr0Cr20.3%0.141.213.4%
FY20250Cr0Cr15.6%0.431.288.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for ACI

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.