DuPont Decomposition

Why does AIIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.1% = 74.0% × 0.14 × 1.30

Latest: FY2026

Profitability

Net Margin

74.0%

74.9% →74.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.14x

0.22x →0.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.30x

1.29x →1.30x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.3 pp over 5 years.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr74.9%0.221.2921.4%
FY20230Cr0Cr998.1%0.062.02126.0%
FY20240Cr0Cr191.3%0.191.1241.4%
FY20250Cr0Cr92.6%0.281.1028.9%
FY20260Cr0Cr74.0%0.141.3013.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AIIL DuPont Analysis — ROE 13.1% | YieldIQ