DuPont Decomposition

Why does ALLCARGO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

1.4% = 0.4% × 1.19 × 3.02

Latest: FY2026

Profitability

Net Margin

0.4%

4.9% →0.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.19x

1.95x →1.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.02x

3.09x →3.02x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 27.9 pp over 5 years. Driven by net margin declining (4.9% → 0.4%), asset turnover declining (1.95x → 1.19x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.9%1.953.0929.3%
FY20230Cr0Cr3.5%2.462.6122.4%
FY20240Cr0Cr1.2%1.772.905.9%
FY20250Cr0Cr3.3%0.263.142.7%
FY20260Cr0Cr0.4%1.193.021.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ALLCARGO DuPont Analysis — ROE 1.4% | YieldIQ