DuPont Decomposition

Why does AMAGI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.1% = 4.8% × 0.64 × 1.34

Latest: FY2026

Profitability

Net Margin

4.8%

-47.2% →4.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.64x

0.48x →0.64x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.34x

2.18x →1.34x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 53.9 pp over 4 years. Driven by net margin improving (-47.2% → 4.8%), asset turnover improving (0.48x → 0.64x), leverage falling (2.18x → 1.34x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr-0Cr-47.2%0.482.18-49.9%
FY20240Cr-0Cr-27.9%0.672.63-49.3%
FY20250Cr-0Cr-5.9%0.822.80-13.5%
FY20260Cr0Cr4.8%0.641.344.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AMAGI DuPont Analysis — ROE 4.1% | YieldIQ