DuPont Decomposition

Why does AMBICAAGAR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.5% = 0.4% × 0.55 × 2.05

Latest: FY2025

Profitability

Net Margin

0.4%

2.1% →0.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.55x

0.53x →0.55x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.05x

2.14x →2.05x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.9 pp over 4 years. Driven by net margin declining (2.1% → 0.4%).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.1%0.532.142.3%
FY20230Cr0Cr2.2%0.581.942.4%
FY20240Cr-0Cr-3.7%0.462.09-3.6%
FY20250Cr0Cr0.4%0.552.050.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AMBICAAGAR DuPont Analysis — ROE 0.5% | YieldIQ