DuPont Decomposition

Why does APOLLO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.6% = 12.5% × 0.38 × 1.80

Latest: FY2026

Profitability

Net Margin

12.5%

6.0% →12.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.38x

0.41x →0.38x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.80x

1.88x →1.80x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.0 pp over 5 years. Driven by net margin improving (6.0% → 12.5%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.0%0.411.884.6%
FY20230Cr0Cr6.3%0.431.814.9%
FY20240Cr0Cr8.4%0.391.846.0%
FY20250Cr0Cr10.0%0.432.149.3%
FY20260Cr0Cr12.5%0.381.808.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

APOLLO DuPont Analysis — ROE 8.6% | YieldIQ