DuPont Decomposition

Why does AVALON earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.4% = 5.8% × 1.05 × 1.70

Latest: FY2025

Profitability

Net Margin

5.8%

8.1% →5.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.05x

1.43x →1.05x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.70x

6.74x →1.70x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 67.8 pp over 4 years. Driven by net margin declining (8.1% → 5.8%), asset turnover declining (1.43x → 1.05x), leverage falling (6.74x → 1.70x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.1%1.436.7478.2%
FY20230Cr0Cr8.3%0.232.204.2%
FY20240Cr0Cr3.3%0.231.701.3%
FY20250Cr0Cr5.8%1.051.7010.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.