DuPont Decomposition

Why does AVONMORE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.8% = 16.4% × 0.31 × 1.55

Latest: FY2025

Profitability

Net Margin

16.4%

41.1% →16.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.31x

0.21x →0.31x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.55x

1.81x →1.55x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.0 pp over 4 years. Driven by net margin declining (41.1% → 16.4%), leverage falling (1.81x → 1.55x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr41.1%0.211.8115.7%
FY20230Cr0Cr55.0%0.471.5941.5%
FY20240Cr0Cr10.4%0.231.724.1%
FY20250Cr0Cr16.4%0.311.557.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AVONMORE DuPont Analysis — ROE 7.8% | YieldIQ