DuPont Decomposition

Why does BAJAJ-AUTO earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.8% = 14.9% × 0.91 × 1.54

Latest: FY2025

Profitability

Net Margin

14.9%

19.1% →14.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.91x

0.25x →0.91x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.54x

1.20x →1.54x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 15.0 pp over 3 years. Driven by net margin declining (19.1% → 14.9%), asset turnover improving (0.25x → 0.91x), leverage rising (1.20x → 1.54x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr19.1%0.251.205.8%
FY20240Cr0Cr17.4%0.291.366.9%
FY20250Cr0Cr14.9%0.911.5420.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.