DuPont Decomposition

Why does BAJAJELEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-5.7% = -2.0% × 1.04 × 2.67

Latest: FY2026

Profitability

Net Margin

-2.0%

2.7% →-2.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.04x

1.18x →1.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.67x

2.31x →2.67x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 13.1 pp over 5 years. Driven by net margin declining (2.7% → -2.0%), asset turnover declining (1.18x → 1.04x), leverage rising (2.31x → 2.67x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.7%1.182.317.4%
FY20230Cr0Cr4.4%0.972.6211.3%
FY20240Cr0Cr2.8%1.212.669.1%
FY20250Cr0Cr2.8%1.142.457.7%
FY20260Cr-0Cr-2.0%1.042.67-5.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BAJAJELEC DuPont Analysis — ROE -5.7% | YieldIQ