DuPont Decomposition

Why does BAJAJHLDNG earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.2% = 94.0% × 0.12 × 1.16

Latest: FY2026

Profitability

Net Margin

94.0%

92.8% →94.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.12x

0.08x →0.12x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.16x

1.25x →1.16x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.7 pp over 5 years. Driven by net margin improving (92.8% → 94.0%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr92.8%0.081.259.5%
FY20230Cr0Cr93.6%0.101.2011.0%
FY20240Cr0Cr94.8%0.121.2013.4%
FY20250Cr0Cr93.7%0.091.2010.4%
FY20260Cr0Cr94.0%0.121.1613.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BAJAJHLDNG DuPont Analysis — ROE 13.2% | YieldIQ