DuPont Decomposition

Why does BALKRISIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.9% = 16.0% × 0.66 × 1.51

Latest: FY2025

Profitability

Net Margin

16.0%

11.2% →16.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.66x

0.19x →0.66x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.51x

1.63x →1.51x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 12.5 pp over 3 years. Driven by net margin improving (11.2% → 16.0%), asset turnover improving (0.19x → 0.66x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr11.2%0.191.633.4%
FY20240Cr0Cr18.1%0.201.555.5%
FY20250Cr0Cr16.0%0.661.5115.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.