DuPont Decomposition

Why does BEDMUTHA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

17.1% = 2.4% × 1.59 × 4.51

Latest: FY2025

Profitability

Net Margin

2.4%

1.4% →2.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.59x

1.33x →1.59x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.51x

5.67x →4.51x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.2 pp over 4 years. Driven by asset turnover improving (1.33x → 1.59x), leverage falling (5.67x → 4.51x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.4%1.335.6710.8%
FY20230Cr0Cr1.9%1.365.0213.1%
FY20240Cr0Cr2.6%1.424.7017.4%
FY20250Cr0Cr2.4%1.594.5117.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BEDMUTHA DuPont Analysis — ROE 17.1% | YieldIQ