DuPont Decomposition

Why does BEL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

26.6% = 23.0% × 0.57 × 2.04

Latest: FY2025

Profitability

Net Margin

23.0%

21.3% →23.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.57x

0.18x →0.57x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.04x

2.56x →2.04x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 16.6 pp over 3 years. Driven by net margin improving (21.3% → 23.0%), asset turnover improving (0.18x → 0.57x), leverage falling (2.56x → 2.04x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr21.3%0.182.5610.0%
FY20240Cr0Cr21.0%0.222.4211.0%
FY20250Cr0Cr23.0%0.572.0426.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for BEL

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.