DuPont Decomposition

Why does BHARATRAS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.4% = 11.7% × 0.87 × 1.12

Latest: FY2026

Profitability

Net Margin

11.7%

13.6% →11.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

1.19x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.12x

1.41x →1.12x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 11.4 pp over 5 years. Driven by net margin declining (13.6% → 11.7%), asset turnover declining (1.19x → 0.87x), leverage falling (1.41x → 1.12x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr13.6%1.191.4122.9%
FY20230Cr0Cr10.1%1.151.2013.9%
FY20240Cr0Cr9.2%0.861.219.7%
FY20250Cr0Cr12.0%0.831.2512.5%
FY20260Cr0Cr11.7%0.871.1211.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BHARATRAS DuPont Analysis — ROE 11.4% | YieldIQ