DuPont Decomposition

Why does BLACKBUCK earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-0.7% = -2.0% × 0.29 × 1.16

Latest: FY2025

Profitability

Net Margin

-2.0%

-238.5% →-2.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.29x

0.13x →0.29x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.16x

1.54x →1.16x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 47.9 pp over 4 years. Driven by net margin improving (-238.5% → -2.0%), asset turnover improving (0.13x → 0.29x), leverage falling (1.54x → 1.16x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-238.5%0.131.54-48.6%
FY20230Cr-0Cr-165.4%0.271.86-82.4%
FY20240Cr-0Cr-65.5%0.452.10-62.3%
FY20250Cr-0Cr-2.0%0.291.16-0.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.