DuPont Decomposition

Why does BPCL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

25.8% = 5.7% × 1.83 × 2.48

Latest: FY2026

Profitability

Net Margin

5.7%

3.4% →5.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.83x

1.84x →1.83x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.48x

3.61x →2.48x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.3 pp over 5 years. Driven by net margin improving (3.4% → 5.7%), leverage falling (3.61x → 2.48x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.4%1.843.6122.5%
FY20230Cr0Cr0.5%2.483.524.0%
FY20240Cr0Cr6.0%2.212.6835.5%
FY20250Cr0Cr3.0%2.022.6816.4%
FY20260Cr0Cr5.7%1.832.4825.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

BPCL DuPont Analysis — ROE 25.8% | YieldIQ