DuPont Decomposition

Why does BPCL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.4% = 3.0% × 2.01 × 2.68

Latest: FY2025

Profitability

Net Margin

3.0%

5.2% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

2.01x

0.71x →2.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.68x

3.51x →2.68x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.6 pp over 3 years. Driven by net margin declining (5.2% → 3.0%), asset turnover improving (0.71x → 2.01x), leverage falling (3.51x → 2.68x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr5.2%0.713.5112.8%
FY20240Cr0Cr3.6%0.652.686.3%
FY20250Cr0Cr3.0%2.012.6816.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.