DuPont Decomposition

Why does CENTUM earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-15.1% = -5.5% × 0.73 × 3.80

Latest: FY2026

Profitability

Net Margin

-5.5%

-4.2% →-5.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.73x

0.79x →0.73x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.80x

4.53x →3.80x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~-15%. Driven by net margin declining (-4.2% → -5.5%), leverage falling (4.53x → 3.80x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-4.2%0.794.53-15.0%
FY20230Cr0Cr1.1%0.825.094.7%
FY20240Cr0Cr0.2%0.995.230.9%
FY20250Cr-0Cr-0.3%0.603.06-0.5%
FY20260Cr-0Cr-5.5%0.733.80-15.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CENTUM DuPont Analysis — ROE -15.1% | YieldIQ