DuPont Decomposition

Why does CHALET earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

17.4% = 23.3% × 0.38 × 1.98

Latest: FY2026

Profitability

Net Margin

23.3%

-16.1% →23.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.38x

0.11x →0.38x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.98x

3.30x →1.98x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 23.5 pp over 5 years. Driven by net margin improving (-16.1% → 23.3%), asset turnover improving (0.11x → 0.38x), leverage falling (3.30x → 1.98x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-16.1%0.113.30-6.1%
FY20230Cr0Cr16.3%0.233.2011.9%
FY20240Cr0Cr19.6%0.253.1115.0%
FY20250Cr0Cr8.3%0.242.324.7%
FY20260Cr0Cr23.3%0.381.9817.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CHALET DuPont Analysis — ROE 17.4% | YieldIQ