DuPont Decomposition

Why does CHEVIOT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.3% = 9.4% × 0.71 × 1.09

Latest: FY2026

Profitability

Net Margin

9.4%

14.1% →9.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.71x

0.93x →0.71x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.09x

1.10x →1.09x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 7.0 pp over 5 years. Driven by net margin declining (14.1% → 9.4%), asset turnover declining (0.93x → 0.71x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr14.1%0.931.1014.3%
FY20230Cr0Cr9.7%0.901.099.5%
FY20240Cr0Cr15.1%0.681.0911.1%
FY20250Cr0Cr13.1%0.621.108.9%
FY20260Cr0Cr9.4%0.711.097.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CHEVIOT DuPont Analysis — ROE 7.3% | YieldIQ