DuPont Decomposition

Why does CHEVIOT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.9% = 13.3% × 0.61 × 1.10

Latest: FY2025

Profitability

Net Margin

13.3%

14.1% →13.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.61x

0.93x →0.61x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.10x

1.10x →1.10x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 5.5 pp over 4 years. Driven by asset turnover declining (0.93x → 0.61x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr14.1%0.931.1014.3%
FY20230Cr0Cr10.2%0.221.092.4%
FY20240Cr0Cr12.2%0.181.092.4%
FY20250Cr0Cr13.3%0.611.108.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CHEVIOT DuPont Analysis — ROE 8.9% | YieldIQ