DuPont Decomposition

Why does CLSEL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.7% = 8.0% × 1.38 × 1.24

Latest: FY2026

Profitability

Net Margin

8.0%

7.1% →8.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.38x

1.47x →1.38x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.24x

1.52x →1.24x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.2 pp over 5 years. Driven by leverage falling (1.52x → 1.24x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.1%1.471.5215.9%
FY20230Cr0Cr8.7%1.651.3419.3%
FY20240Cr0Cr8.7%1.341.3916.2%
FY20250Cr0Cr6.9%1.551.3214.0%
FY20260Cr0Cr8.0%1.381.2413.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

CLSEL DuPont Analysis — ROE 13.7% | YieldIQ