DuPont Decomposition

Why does CPPLUS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

34.5% = 11.3% × 0.98 × 3.12

Latest: FY2025

Profitability

Net Margin

11.3%

5.9% →11.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.98x

1.35x →0.98x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.12x

4.23x →3.12x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~35%. Driven by net margin improving (5.9% → 11.3%), asset turnover declining (1.35x → 0.98x), leverage falling (4.23x → 3.12x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.9%1.354.2333.8%
FY20230Cr0Cr4.7%1.345.4834.8%
FY20240Cr0Cr4.1%1.693.8827.1%
FY20250Cr0Cr11.3%0.983.1234.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for CPPLUS

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.