DuPont Decomposition

Why does CRAFTSMAN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.8% = 3.5% × 0.79 × 2.49

Latest: FY2025

Profitability

Net Margin

3.5%

8.2% →3.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.79x

0.26x →0.79x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.49x

2.76x →2.49x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~7%. Driven by net margin declining (8.2% → 3.5%), asset turnover improving (0.26x → 0.79x), leverage falling (2.76x → 2.49x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr8.2%0.262.765.8%
FY20240Cr0Cr6.4%0.232.844.3%
FY20250Cr0Cr3.5%0.792.496.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.