DuPont Decomposition

Why does DHARMAJ earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.8% = 3.7% × 1.29 × 1.86

Latest: FY2025

Profitability

Net Margin

3.7%

7.3% →3.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.29x

1.78x →1.29x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.86x

2.59x →1.86x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 25.0 pp over 4 years. Driven by net margin declining (7.3% → 3.7%), asset turnover declining (1.78x → 1.29x), leverage falling (2.59x → 1.86x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.3%1.782.5933.8%
FY20230Cr0Cr6.2%1.221.3610.3%
FY20240Cr0Cr6.8%1.161.5712.3%
FY20250Cr0Cr3.7%1.291.868.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for DHARMAJ

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.