DuPont Decomposition

Why does ENDURANCE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.9% = 6.5% × 1.26 × 1.70

Latest: FY2026

Profitability

Net Margin

6.5%

6.2% →6.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.26x

1.27x →1.26x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.70x

1.49x →1.70x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.2 pp over 5 years. Driven by leverage rising (1.49x → 1.70x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.2%1.271.4911.8%
FY20230Cr0Cr5.5%1.281.5410.9%
FY20240Cr0Cr6.8%1.281.5813.7%
FY20250Cr0Cr7.2%1.261.6014.6%
FY20260Cr0Cr6.5%1.261.7013.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for ENDURANCE

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ENDURANCE DuPont Analysis — ROE 13.9% | YieldIQ