DuPont Decomposition

Why does ETHOSLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.8% = 7.7% × 0.89 × 1.44

Latest: FY2025

Profitability

Net Margin

7.7%

6.4% →7.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.89x

0.24x →0.89x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.44x

1.39x →1.44x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.7 pp over 3 years. Driven by net margin improving (6.4% → 7.7%), asset turnover improving (0.24x → 0.89x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.4%0.241.392.1%
FY20240Cr0Cr8.3%0.221.322.4%
FY20250Cr0Cr7.7%0.891.449.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ETHOSLTD DuPont Analysis — ROE 9.8% | YieldIQ