DuPont Decomposition

Why does ETHOSLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.4% = 5.9% × 0.73 × 1.48

Latest: FY2026

Profitability

Net Margin

5.9%

4.0% →5.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.73x

1.14x →0.73x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.48x

2.18x →1.48x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 3.7 pp over 5 years. Driven by net margin improving (4.0% → 5.9%), asset turnover declining (1.14x → 0.73x), leverage falling (2.18x → 1.48x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.0%1.142.1810.1%
FY20230Cr0Cr7.7%0.901.399.6%
FY20240Cr0Cr8.3%0.851.329.4%
FY20250Cr0Cr7.7%0.891.449.8%
FY20260Cr0Cr5.9%0.731.486.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

ETHOSLTD DuPont Analysis — ROE 6.4% | YieldIQ