DuPont Decomposition

Why does FDC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.7% = 12.7% × 0.78 × 1.19

Latest: FY2025

Profitability

Net Margin

12.7%

10.9% →12.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.78x

0.76x →0.78x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.19x

1.18x →1.19x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.9 pp over 3 years. Driven by net margin improving (10.9% → 12.7%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr10.9%0.761.189.8%
FY20240Cr0Cr15.7%0.791.1814.6%
FY20250Cr0Cr12.7%0.781.1911.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

FDC DuPont Analysis — ROE 11.7% | YieldIQ