DuPont Decomposition

Why does GAEL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.2% = 5.3% × 1.38 × 1.26

Latest: FY2026

Profitability

Net Margin

5.3%

10.3% →5.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.38x

1.68x →1.38x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.26x

1.30x →1.26x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 13.2 pp over 5 years. Driven by net margin declining (10.3% → 5.3%), asset turnover declining (1.68x → 1.38x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr10.3%1.681.3022.4%
FY20230Cr0Cr6.8%1.651.2113.6%
FY20240Cr0Cr7.1%1.481.2012.5%
FY20250Cr0Cr5.4%1.291.198.3%
FY20260Cr0Cr5.3%1.381.269.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GAEL DuPont Analysis — ROE 9.2% | YieldIQ