DuPont Decomposition

Why does GANDHAR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.0% = 3.2% × 1.91 × 1.65

Latest: FY2026

Profitability

Net Margin

3.2%

5.0% →3.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.91x

2.57x →1.91x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.65x

2.44x →1.65x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 21.0 pp over 5 years. Driven by net margin declining (5.0% → 3.2%), asset turnover declining (2.57x → 1.91x), leverage falling (2.44x → 1.65x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.0%2.572.4431.1%
FY20230Cr0Cr4.7%2.502.1925.7%
FY20240Cr0Cr3.4%2.121.6512.0%
FY20250Cr0Cr2.0%1.991.586.5%
FY20260Cr0Cr3.2%1.911.6510.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GANDHAR DuPont Analysis — ROE 10.0% | YieldIQ