DuPont Decomposition

Why does GANDHAR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.2% = 2.1% × 1.99 × 1.52

Latest: FY2025

Profitability

Net Margin

2.1%

5.0% →2.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.99x

2.57x →1.99x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.52x

2.35x →1.52x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 23.8 pp over 4 years. Driven by net margin declining (5.0% → 2.1%), asset turnover declining (2.57x → 1.99x), leverage falling (2.35x → 1.52x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.0%2.572.3530.0%
FY20230Cr0Cr4.7%2.502.1024.5%
FY20240Cr0Cr4.0%2.121.6514.1%
FY20250Cr0Cr2.1%1.991.526.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GANDHAR DuPont Analysis — ROE 6.2% | YieldIQ