DuPont Decomposition

Why does GILLANDERS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.7% = 2.2% × 0.78 × 2.14

Latest: FY2026

Profitability

Net Margin

2.2%

4.1% →2.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.78x

0.67x →0.78x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.14x

2.21x →2.14x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.4 pp over 5 years. Driven by net margin declining (4.1% → 2.2%), asset turnover improving (0.67x → 0.78x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.1%0.672.216.1%
FY20230Cr0Cr3.3%0.811.995.4%
FY20240Cr-0Cr-13.6%0.752.19-22.4%
FY20250Cr0Cr6.0%0.862.1010.9%
FY20260Cr0Cr2.2%0.782.143.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GILLANDERS DuPont Analysis — ROE 3.7% | YieldIQ