DuPont Decomposition

Why does GINNIFILA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.1% = 1.1% × 1.11 × 1.69

Latest: FY2025

Profitability

Net Margin

1.1%

4.5% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.11x

1.38x →1.11x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.69x

2.65x →1.69x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 14.4 pp over 4 years. Driven by net margin declining (4.5% → 1.1%), asset turnover declining (1.38x → 1.11x), leverage falling (2.65x → 1.69x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.5%1.382.6516.5%
FY20230Cr-0Cr-3.9%0.572.28-5.1%
FY20240Cr-0Cr-24.6%0.971.82-43.4%
FY20250Cr0Cr1.1%1.111.692.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.