DuPont Decomposition

Why does GPIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.8% = 14.9% × 0.74 × 1.26

Latest: FY2026

Profitability

Net Margin

14.9%

27.4% →14.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.74x

1.09x →0.74x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.26x

1.48x →1.26x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 30.5 pp over 5 years. Driven by net margin declining (27.4% → 14.9%), asset turnover declining (1.09x → 0.74x), leverage falling (1.48x → 1.26x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr27.4%1.091.4844.3%
FY20230Cr0Cr13.8%1.111.3220.3%
FY20240Cr0Cr17.2%0.981.2320.8%
FY20250Cr0Cr15.1%0.871.2616.5%
FY20260Cr0Cr14.9%0.741.2613.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GPIL DuPont Analysis — ROE 13.8% | YieldIQ