DuPont Decomposition

Why does GPTHEALTH earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.1% = 12.3% × 1.06 × 1.55

Latest: FY2025

Profitability

Net Margin

12.3%

12.4% →12.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.06x

1.04x →1.06x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.55x

2.04x →1.55x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 6.2 pp over 4 years. Driven by leverage falling (2.04x → 1.55x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr12.4%1.042.0426.3%
FY20230Cr0Cr10.8%1.101.9823.6%
FY20240Cr0Cr12.9%0.291.585.9%
FY20250Cr0Cr12.3%1.061.5520.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.