DuPont Decomposition

Why does GRSE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

25.4% = 10.4% × 0.49 × 4.98

Latest: FY2025

Profitability

Net Margin

10.4%

9.2% →10.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.49x

0.06x →0.49x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.98x

7.62x →4.98x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 21.4 pp over 3 years. Driven by net margin improving (9.2% → 10.4%), asset turnover improving (0.06x → 0.49x), leverage falling (7.62x → 4.98x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.2%0.067.623.9%
FY20240Cr0Cr11.0%0.106.136.7%
FY20250Cr0Cr10.4%0.494.9825.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for GRSE

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.