DuPont Decomposition

Why does GSFC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

4.9% = 10.2% × 0.40 × 1.18

Latest: FY2025

Profitability

Net Margin

10.2%

9.4% →10.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.40x

0.17x →0.40x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.18x

1.16x →1.18x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.0 pp over 3 years. Driven by asset turnover improving (0.17x → 0.40x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.4%0.171.161.9%
FY20240Cr0Cr1.2%0.131.180.2%
FY20250Cr0Cr10.2%0.401.184.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GSFC DuPont Analysis — ROE 4.9% | YieldIQ