DuPont Decomposition

Why does GSFC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.5% = 6.2% × 0.76 × 1.17

Latest: FY2026

Profitability

Net Margin

6.2%

9.9% →6.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.76x

0.64x →0.76x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.17x

1.20x →1.17x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.1 pp over 5 years. Driven by net margin declining (9.9% → 6.2%), asset turnover improving (0.64x → 0.76x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.9%0.641.207.6%
FY20230Cr0Cr22.8%0.401.1610.5%
FY20240Cr0Cr10.1%0.371.184.4%
FY20250Cr0Cr6.2%0.661.184.9%
FY20260Cr0Cr6.2%0.761.175.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

GSFC DuPont Analysis — ROE 5.5% | YieldIQ