DuPont Decomposition

Why does HLVLTD earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.6% = 12.8% × 0.32 × 1.35

Latest: FY2025

Profitability

Net Margin

12.8%

6.2% →12.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.32x

0.31x →0.32x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.35x

1.35x →1.35x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 3.0 pp over 3 years. Driven by net margin improving (6.2% → 12.8%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.2%0.311.352.6%
FY20240Cr0Cr11.9%0.341.315.4%
FY20250Cr0Cr12.8%0.321.355.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

HLVLTD DuPont Analysis — ROE 5.6% | YieldIQ