DuPont Decomposition

Why does HMVL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.1% = 11.3% × 0.30 × 1.49

Latest: FY2025

Profitability

Net Margin

11.3%

6.6% →11.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.30x

0.28x →0.30x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.49x

1.37x →1.49x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.5 pp over 4 years. Driven by net margin improving (6.6% → 11.3%).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.6%0.281.372.5%
FY20230Cr-0Cr-5.7%0.311.48-2.6%
FY20240Cr0Cr1.5%0.301.520.7%
FY20250Cr0Cr11.3%0.301.495.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.