DuPont Decomposition

Why does HONASA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.2% = 8.4% × 1.14 × 1.48

Latest: FY2026

Profitability

Net Margin

8.4%

1.7% →8.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.14x

0.91x →1.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.48x

1.47x →1.48x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 11.9 pp over 5 years. Driven by net margin improving (1.7% → 8.4%), asset turnover improving (0.91x → 1.14x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.7%0.911.472.2%
FY20230Cr-0Cr-9.6%1.531.61-23.6%
FY20240Cr0Cr5.8%1.181.4910.2%
FY20250Cr0Cr3.5%1.151.526.2%
FY20260Cr0Cr8.4%1.141.4814.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

HONASA DuPont Analysis — ROE 14.2% | YieldIQ