DuPont Decomposition

Why does HPAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.7% = 2.8% × 1.07 × 1.24

Latest: FY2026

Profitability

Net Margin

2.8%

3.6% →2.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.07x

0.84x →1.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.24x

1.42x →1.24x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~4%. Driven by asset turnover improving (0.84x → 1.07x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.6%0.841.424.4%
FY20230Cr0Cr4.7%1.261.257.3%
FY20240Cr0Cr8.7%1.191.1712.2%
FY20250Cr0Cr7.3%1.101.249.9%
FY20260Cr0Cr2.8%1.071.243.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

HPAL DuPont Analysis — ROE 3.7% | YieldIQ